Czech mortgage glossary
Czech National Bank (ČNB)
ČNBThe central bank of the Czech Republic, which sets monetary policy, supervises the banking sector, and since 2022 issues binding limits for mortgages (LTV, DTI, DSTI). The ČNB repo rate indirectly affects mortgage rates — higher repo rate usually means more expensive mortgages.
Related terms
In-depth guide
Calculate your own situation
Instead of abstract definitions — enter your own parameters and see the result for yourself. No registration, no form, no salespeople.