Rental yield · 2026

Rental yield calculator

See the gross and net yield on a Czech property in seconds.

Rental parameters

Enter property price, monthly rent, and monthly costs.

500k20 mil. Kč · for higher, enter manually
5 tis.80 tis.
0 KčSVJ + maintenance (don't include utilities paid by tenant)

15 % is the individual standard — on the difference between rent minus deductible expenses. 0 % for specific exemptions. 21 % for s.r.o. (LLC) and similar.

Your yield

Gross yield
0,00 %
before taxes and costs
Net yield
0,00 %
after costs and tax
Annual net income
0 Kč
Payback (years)

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This calculator shows only rental yield. For the full picture with mortgage, taxes, price growth and exit in N years use the complete investment calculator — you'll see IRR, ROI and year-by-year cash flow.

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What it means

Rental yield in Czech Republic — what it is and how to compute it

Rental yield is the simplest metric for evaluating a buy-to-let property: annual rent divided by property price. It tells you, at a glance, whether a Czech property is worth renting out — before you go deep into IRR or NPV analysis.

Gross vs. net yield

Gross yield = (annual rent / price) × 100. The upper bound — no costs, no tax, no vacancy. Net yield subtracts costs (building fees, minor maintenance, property tax) and the income tax on rental earnings.

What's a good yield in 2026?

Typical net yields in Prague are 3–4 % in the city center, up to 4–5 % in outer districts. Brno runs 4–5 %, smaller cities 5–7 %. If net yield isn't comfortably above the mortgage rate (~4.4 %), the investment doesn't make sense from rental income alone — you're betting on capital appreciation.

About SVJ fees: in standard Czech leases, SVJ (building) fees are paid by the tenant as part of utilities. As owner, you pay the repair fund, property tax, and minor repairs. If you lived in the property yourself, you'd pay similar amounts — that's why these "overlapping" costs are typically not deducted from yield.

For a deeper analysis with mortgage, taxes, and exit horizon, see our full investment property calculator.

Frequently asked questions

What people ask most

What's a good rental yield in Czech Republic?

In Prague 2026, typical net yield is 3–4 % (center) to 4–5 % (outer districts). Smaller cities 5–7 %. Anything under 3 % means you're betting mostly on capital appreciation, not on cash flow from rent.

Should I include SVJ fees and utilities in costs?

No, if the tenant pays them. Standard Czech leases pass SVJ fees and utilities to the tenant as "services". You as owner pay the repair fund (~1–2 % of property value annually), property tax (1–4k Kč), and minor repairs. If you lived there yourself, you'd pay these anyway — they're not deducted from yield.

How is rental income taxed in Czech Republic?

For a Czech individual taxpayer: 15 % standard rate on the income. You can deduct actual expenses or use a 30 % flat-rate deduction. For an s.r.o. (LLC): 21 %. Reported in the annual tax return as § 9 ZDP rental income.

What's vacancy and how is it included?

Vacancy = the time the property sits empty (between tenants, repairs). Realistically 1–2 months/year (5–10 %). This simple calculator doesn't include it — for a more accurate model use our full calculator.

Is short-term rental (Airbnb) more profitable?

Short-term can yield 2–3× more than long-term but has higher costs (cleaning, marketing, wear), Prague-specific regulation (you need a business license, must collect tourist tax), and tax complexity. For a typical investor, long-term rental is more stable.

How does rental yield compare to other investments?

The Czech stock market via index funds historically returns ~7–8 % annually. State bonds 4–5 %. Bank deposits 4–5 %. Real estate at 3–4 % net yield only beats these if you add appreciation (3–4 %/year long-term Czech average) — total return ~6–8 %. Real estate adds leverage from the mortgage but is illiquid.

Want a more precise calculation with mortgage and horizon?

Full calculator with year-by-year cash flow, IRR and exit.

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