Czech mortgage glossary

Real estate / property

Land or a structure permanently connected to it. For a mortgage, eligible properties include: privately-owned apartment, family house, land with building permit, non-residential space (office, studio). A cooperative apartment cannot be directly liened — a cooperative-share loan is used instead. Before the loan, the bank conducts a property appraisal.

Related terms

In-depth guide

Calculate your own situation

Instead of abstract definitions — enter your own parameters and see the result for yourself. No registration, no form, no salespeople.